#MonthlyBudgetTemplate: Track Monthly Income and Expenses

This question for all people that #How_to_make_a_monthly_budget?
Use a #MonthlyPlanner to make a systematic monthly plan for your home or office.
Monthly budgeting is a common challenge. Whether you’re managing your family’s finances, running a business, tracking your personal spending, or planning for college, the costs can seem endless.
#MonthlyCalendar https://www.motzee.com/wp-content/uploads/2019/07/Monthly-Budget-Template.jpg
Creating a monthly budget spreadsheet is a useful way to keep track of all these expenses and compare them with your income, so you can gain control over your finances.
#SimpleMonthlyPlanner https://www.motzee.com/wp-content/uploads/2019/07/Simple-Monthly-Budget-Planner-Template.jpg
Of course, there are many different ways you can budget money, depending on your income source, family size, and the level of visibility you want into your finances. You may also want to create separate budgets for special purposes, such as retirement, college savings, or home improvements, in addition to your personal monthly budget. Perhaps you’re interested in creating a budget for monthly business expenses or corporate projects.
#HouseholdMonthlyBudget https://www.motzee.com/wp-content/uploads/2019/07/Household-Monthly-Budget-Template.jpg
That’s why we created this comprehensive list of monthly budget templates. No matter what you’re budgeting for, this collection has a template to meet your needs.

How to Use a Budget Template
To create your budget, first determine your regular income: for example, paychecks, government assistance, alimony payments, and child support. Businesses should consider how much money is allotted for specific projects. Don’t count irregular income, such as bonuses or gifts, since these fluctuate from month to month.

Next, calculate your regular expenses. Include everything from housing costs to insurance premiums to recreational spending. For variable expenses, such as utility bills, calculate your monthly average. Don’t forget to include things like groceries, gym memberships, and regular ATM withdrawals.

Finally, choose and download the right budget template and use it to plot all of this information - make sure your spending doesn’t exceed your income. You can also track your finances on an even deeper level by downloading and using one of our monthly calendar.

Source Motzee: https://www.motzee.com/monthly-budget-template/